Luh Putu Mila Adrianti, Gusti Ayu Ketut Rencana Sari Dewi, Putu Sukma Kurniawan, Ni Kadek Sinarwati. PENGARUH LITERASI KEUANGAN, MODAL MINIMAL DAN HERDING BEHAVIOR TERHADAP KEPUTUSAN INVESTOR PEMULA DALAM BERINVESTASI EMAS DI PEGADAIAN DIGITAL SERVICE (PDS). JSER [Internet]. 2026May11 [cited 2026Aug.10];8(1):222-33. Available from: https://idm.or.id/JSER/index.php/JSER/article/view/1434